Car owners in Utah and the rest of the United States are required to always have their vehicles insured. You can decide how much coverage you have, but there is always a minimum set in each state. Utah Auto Insurance Laws require a minimum of $25,000/$50,000 $10,000 meaning each person in the vehicle is covered up to $25,000 with a maximum compensation for the whole car of $50,000. $10,000 is the maximum amount of property damage that will be covered.
If you get in a car wreck, as long as your policy is still valid, your insurance company covers the damages up to the amount of coverage you have. But if for any reason your insurance is not valid, the insurance company will not assume any responsibility in the accident
Because it is a large potential problem to be in an accident with an uninsured motorist, the government has gone to great lengths to make sure that drivers get insured and stay insured. In most cases a car cannot be bought without proof of insurance and if caught, fines large fines or punishments can be placed on the driver.
If you are a resident of Utah, you are forced to pay 100% of the damages, and your license is revoked until you do so. You license can be taken away for up to six years while you are paying for damages. Can you go six years without driving? If you live in Michigan and get in a wreck while insured, you are only liable for $500 in damages. But if you are not insured, you are required to pay for all of it, no matter how much it is.
If you live in Texas, proof of insurance is required at the time you get a drivers license. If you are caught without proper insurance coverage you will be slammed with an initial fee of $350. The second time you are caught you receive a fee of $1000 and your vehicle can be taken away for up to six months. If you do get in a wreck you are held responsible 100%, no exceptions.
The California DMV have set there minimums to $15,000/$30,000 with $5,000 in damages to property. However, just because the limits are set lower than most states, it doesn't mean that they are more relaxed with those that do not have insurance. If you are pulled over and you don't have insurance, your driver's license will likely be taken away for a year. They will also cancel the registration on your cars until you can prove to them that you have renewed your insurance. If you get in an accident, you are required to pay for all of the damages.
It is very important to have current and adequate Insurance. It is not worth the risk to go without insurance just to save a little money, because it is never worth it in the long run. Check with your insurance agent or with the authorities at your state's DMV to make sure you know the laws and regulations concerning the specific coverage minimums in your state. - 15485
If you get in a car wreck, as long as your policy is still valid, your insurance company covers the damages up to the amount of coverage you have. But if for any reason your insurance is not valid, the insurance company will not assume any responsibility in the accident
Because it is a large potential problem to be in an accident with an uninsured motorist, the government has gone to great lengths to make sure that drivers get insured and stay insured. In most cases a car cannot be bought without proof of insurance and if caught, fines large fines or punishments can be placed on the driver.
If you are a resident of Utah, you are forced to pay 100% of the damages, and your license is revoked until you do so. You license can be taken away for up to six years while you are paying for damages. Can you go six years without driving? If you live in Michigan and get in a wreck while insured, you are only liable for $500 in damages. But if you are not insured, you are required to pay for all of it, no matter how much it is.
If you live in Texas, proof of insurance is required at the time you get a drivers license. If you are caught without proper insurance coverage you will be slammed with an initial fee of $350. The second time you are caught you receive a fee of $1000 and your vehicle can be taken away for up to six months. If you do get in a wreck you are held responsible 100%, no exceptions.
The California DMV have set there minimums to $15,000/$30,000 with $5,000 in damages to property. However, just because the limits are set lower than most states, it doesn't mean that they are more relaxed with those that do not have insurance. If you are pulled over and you don't have insurance, your driver's license will likely be taken away for a year. They will also cancel the registration on your cars until you can prove to them that you have renewed your insurance. If you get in an accident, you are required to pay for all of the damages.
It is very important to have current and adequate Insurance. It is not worth the risk to go without insurance just to save a little money, because it is never worth it in the long run. Check with your insurance agent or with the authorities at your state's DMV to make sure you know the laws and regulations concerning the specific coverage minimums in your state. - 15485
About the Author:
Steve Turner has extensive information about Car Insurance in Utah.Auto Insurance in Utah Steve Turner also is familiar with plenty about the various insurnace laws nationwide.Auto Insurance Laws
