Thursday, December 4, 2008

Save Money Ideas - Christmas Savings Tips

By Ginnie Wilburn

No doubt most of us are feeling the effects of the low economy. It is definitely a time for pursuing "save money ideas." This is especially true for the rapidly approaching Christmas season. With each passing day, our children become more overjoyed with excitement as their favorite time of year approaches. Their Christmas list is filled with the hottest toys, amazing technology gadgets and other thrilling delights.

Most people love to give presents. In fact, a lot of people would rather give a gift than receive a gift. There is nothing more special than to look upon a loved ones face and see their sparkling eyes and radiant smile, when they open our gift. It is great to be able to give a loved one a special gift and still know that in the process you took advantage of great "save money ideas."

You can take advantage of "save money ideas" this Christmas season by doing a small amount of advance preparation and using some foresight. These money tips are provided as a way to help you manage your money effectively for the Christmas season.

1. Put together a Christmas list based on your budget. Take the time to reflect upon your Christmas giving list. Make sure you place an estimated amount by each name on your list, based upon your budget. The main thing is not to exceed your budget. Keeping to your budget is a crucial factor in your "save money ideas."

No doubt, you will sometime run across an item that you would love to give, but the price is not within your budget. When this happens, remember there is always another great gift around the corner for a loved one to enjoy that will meet your budget constraints. Just use your imagination when shopping. Think "outside the box" of gifts you normally give. Sometimes a unique gift ends up being the favorite.

2. Start your Christmas shopping early. Take advantage of the early sales, not to mention escaping the hustle and bustle of packed malls. Shopping online is one of the best "save money ideas" for Christmas shopping. You can find some great bargains online with the added plus of never having to leave your home. This gives you extra time to devote to holiday decorating, entertaining and having fun with family and friends.

3. Plan your food budget. Seems as though each time we go to the grocery store our grocery bill gets bigger. Having a potluck holiday meal is a great way to save on the food bill. If you are the host for this year's holiday meal, then serve one meat dish. This can be a big saving for your food budget and at the same time most people will not care. With a potluck meal food tends to be bountiful, especially during a holiday. One of the great things about a potluck holiday meal is guests frequently love sharing the recipe of their own special dish they brought to the festivities.

4. Avoid traveling. Traveling is not cheap. Enjoying Christmas at home is the best solution. However, if traveling this holiday season is a must, then cut back on food expenses for the trip by packing snacks and sandwiches. You can get better gas mileage if you drive slower. If you are flying this holiday season, then be sure to book your flight early to get a cheap price. This can be a huge difference in the success of your holiday season "save money ideas. - 15485

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