The new Cover Florida Health Care Program goes into effect on January 5, 2009. Under the bill that Governor Charlie Christ signed in May of 2008, uninsured residents will be able to buy health care insurance. There are some restrictions to the program, however.
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
The Cover Florida Health Care Program will be good news to over 3 million Floridians who otherwise would be unable to find insurance under any plan. Pre-existing conditions will not be a factor in who is accepted for coverage. All residents between 19 and 64 are eligible, providing they have not been covered by any insurance plan for the prior six month. - 15485
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
The Cover Florida Health Care Program will be good news to over 3 million Floridians who otherwise would be unable to find insurance under any plan. Pre-existing conditions will not be a factor in who is accepted for coverage. All residents between 19 and 64 are eligible, providing they have not been covered by any insurance plan for the prior six month. - 15485
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