In the same way that your everyday run-around car requires insurance, so does your antique car especially if you are someone that takes them to shows for all to see. With such interest in old cars you will not be surprised to learn there are antique car insurance companies that take a particular interest in insuring this type of vehicle. The classic car customer is in a fortunate position with so many specialist insurance providers as they are more likely to get the right policy at a competitive price.
Even commercial auto insurers are getting in on the act now with policies to protect antique cars they call them 'collector auto insurance'. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. The agent will be able to help you choose what level of coverage you require and can afford and the level of deductible that can be set.
One particular benefit of insuring your antique car through a large commercial insurer is the fact that they should be reliable and will provide a certain peace of mind to the car owner. Another benefit of using these large companies is they can provide cover for the owner's everyday cars as well. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
There are also many independent auto insurers available to purchase car cover for an older car and these tend to specialize and will not insure any other types of cars. A number of independent insurance providers even specialize to the point where only a certain type of classic car is insured.
When choosing an independent insurance company to provide car insurance for an antique car, be sure that the company is a reputable one. You do not want to find that after months of paying the insurance premiums that the company will not or is unable to pay your insurance claim.
Although it might seem like hard work finding an antique car insurance company that you feel happy entrusting your antique car with, it is far better than not having the car insured. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase. - 15485
Even commercial auto insurers are getting in on the act now with policies to protect antique cars they call them 'collector auto insurance'. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. The agent will be able to help you choose what level of coverage you require and can afford and the level of deductible that can be set.
One particular benefit of insuring your antique car through a large commercial insurer is the fact that they should be reliable and will provide a certain peace of mind to the car owner. Another benefit of using these large companies is they can provide cover for the owner's everyday cars as well. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
There are also many independent auto insurers available to purchase car cover for an older car and these tend to specialize and will not insure any other types of cars. A number of independent insurance providers even specialize to the point where only a certain type of classic car is insured.
When choosing an independent insurance company to provide car insurance for an antique car, be sure that the company is a reputable one. You do not want to find that after months of paying the insurance premiums that the company will not or is unable to pay your insurance claim.
Although it might seem like hard work finding an antique car insurance company that you feel happy entrusting your antique car with, it is far better than not having the car insured. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase. - 15485
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