Thursday, October 30, 2008

Eating On A Budget

By Judy Turner

Just imagine how much money we would have at the end of each month if we did not need to budget for groceries. However, we all need to eat so we can't get rid of that expense. There are many things we can do however, to cut costs every time we go to the grocery store.

Here are just a few tips to help you get started on your grocery shopping budget.

1) Plan your menus: Whether you shop weekly, biweekly or monthly having your menus planned in advance will help you save both time and money. Check your pantry for items on the list that you already have. This will cut down on the unnecessary expense of purchasing an item you don't need.

2) Stay organized: Organizing your kitchen and checking expiration dates will help determine what you have and what you need to put on your shopping list.

3) Make a list and stick to it: When grocery shopping it is really easy to get sidetracked. Try shopping alone if possible and avoid going to the grocery store when you are hungry.

4) Clip coupons: Combining grocery coupons with weekly sales can make a huge difference in your grocery bill. Watch the prices though because sometimes you will find another brand cheaper even without a coupon.

5) Cut back on meat: One or two meatless dishes a week is a great way to stretch your budget.

6) Buy in bulk: Buy your meats and poultry in large packs and divide them into meal size portions. Freeze and use them as you need them.

7) Use up your leftovers: When cooking dinner try to plan ahead how you can be creative with the leftovers the next day.

8) Make your own frozen dinners: There are several cookbooks and websites with tips on cooking in bulk. Set aside some time each month to prepare extra meals. Package them in freezer bags or air tight containers and store them in the freezer. Not only will this save you money, but it will keep you from ordering takeout on days that you are just too tired to cook.

By using some or all of these tips you will definitely see a big difference in your budget each month. Start putting the money you save in the bank or use it to pay off your other debt. - 15485

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