Thursday, January 1, 2009

Guide To Buying Boat Insurance

By Dave Raymond

Now that you have purchased that new boat you are going to want to buy boat insurance. Lets start with this fact. You may not like buying boat insurance. You will think it is expensive and the different types of coverage can easily confuse you

Buying boat insurance is similar to buying car insurance. Many of the same rules apply. Have you ever filed a insurance claim and experienced the stress and frustration of getting your claim settled. The same thing can happen with boat insurance.

You choice of boat insurance company has a lot to do with how you will be treated at claim time. Choosing a reputable company will save a future headache in the event you have a claim. You get what you pay for.

How much boat insurance will cost will depend on the coverages you choose. Boat insurance companies will vary from company to company, Take into account the type of policy you need

It cannot be stressed enough to sit down with your insurance agent and ask questions about what kind of coverage's are available. Your insurance agent is obligated to tell you exactly what your policy covers and what it does not.

You must think details, details, details and ask questions about coverages. hink of a hypothetical situation that may occur and ask your agent, would I be covered for that. Insurance agents don't like that, but you are the one paying the bill, it is your right.

When you have a claim you find out in a hurry what kind of company you have on your hands. Many have experienced the nightmare of getting an insurance claim paid. Use caution when selecting and insurance company for your boat.

Owning a boat should be fun. Buying boat insurance can be challenging for many. Make sure you are covered in the event one of your fun days on the water turns into an accident - 15485

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